![]() For example, if your car accidentally runs into another car at the traffic lights. It’s important to understand the difference between comprehensive insurance and third party car insurance.Ĭomprehensive car insurance covers damage to your car and its driver for damage that the use of your car causes to other people's vehicles and property. It also covers damage the use of your car causes to someone else’s vehicle or property.Ĭhoosing the right car insurance depends on your needs, and everyone’s needs are different. It covers repairs to your car for damage caused by things like collision, fire, theft and weather events. For an extra premium, it can also cover your car for fire and theft, for up to $10,000.Ĭomprehensive car insurance offers an additional level of protection. It provides cover for damage caused by the use of your car to someone else’s vehicle or property. Third party car insurance offers an additional level of protection. CTP doesn’t cover damage to your car or the responsibility of the driver of your car for damage caused to other people’s vehicles or property. If you, or anyone driving your car causes an accident in which someone else is injured, CTP covers their medical costs and compensation they are entitled to. Similar personal injury insurance is included in a motor vehicle’s registration bill in other parts of Australia. What’s covered depends on the type of car insurance you choose.Ĭompulsory third party insurance, also known as a CTP or ‘Green Slip’, is mandatory in NSW, QLD, SA and ACT. We’re here to make it easy and help you find the right cover option. Take a look at our car insurance options below and read the FAQs for more info. Check out our CTP page where you can learn more. CTP covers that injured person’s medical costs and compensation they are entitled to. Third party car insurance provides cover for damage caused by the use of your car to someone else’s vehicle or property.ĬTP covers the driver of your car if they cause an accident that injures someone else. It also covers damage the use of your car causes to someone else’s vehicle or property. Each covers different things.įor example, a comprehensive car insurance policy covers repairs to your car for damage caused by things like collision, fire, theft and weather events. There are three main types of car insurance: comprehensive car insurance, third party insurance and compulsory third party (CTP) insurance. ![]() Use our online form for car or home claims.Ĭar insurance protects you against financial loss if your car is involved in an incident. Buy new Comprehensive Car insurance online today and you’ll save $75.īuy Home, Contents or Landlord Insurance online and save 10%.
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